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:root{--navy:#0F1A2C;--navy2:#16243b;--cyan:#22C7F0;--ink:#1b2433;--muted:#5b6678;--line:#e3e8ef}
*{box-sizing:border-box}body{margin:0;font-family:-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#f5f7fa;line-height:1.55}
a{color:inherit}header{background:var(--navy);color:#fff}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
nav{display:flex;align-items:center;justify-content:space-between;padding:18px 0}nav img{height:34px}
nav a.cta{border:1px solid var(--cyan);color:var(--cyan);padding:8px 14px;border-radius:999px;text-decoration:none;font-size:14px}
.hero{padding:40px 0 56px}.hero h1{font-size:clamp(28px,5vw,46px);line-height:1.15;margin:0 0 14px}.hero h1 span{color:var(--cyan)}
.hero p{max-width:720px;color:#c8d1df;font-size:18px;margin:0}
.toc{display:flex;flex-wrap:wrap;gap:8px;margin-top:26px}.toc a{font-size:13px;text-decoration:none;color:#dfe7f2;border:1px solid #2f4566;padding:6px 12px;border-radius:999px}.toc a:hover{border-color:var(--cyan);color:var(--cyan)}
main{padding:36px 0 20px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;margin:0 0 22px;scroll-margin-top:16px;border-top:4px solid var(--cyan)}
.card .tag{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#0b8fb3;font-weight:700}
.card h2{margin:4px 0 10px;font-size:26px;color:var(--navy)}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:14px}
h3{font-size:14px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin:0 0 8px}
ul{margin:0;padding-left:20px}li{margin:4px 0}
.roi{background:#f0fafd;border:1px solid #cdeef8;border-radius:10px;padding:16px}
.roi p{margin:0 0 8px}.label{display:inline-block;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;padding:2px 8px;border-radius:4px;margin-right:6px;vertical-align:1px}
.live{display:inline-block;margin:0 0 10px;font-size:12px;font-weight:700;background:#e0f7fd;color:#0b7fa0;border:1px solid #9fe3f5;padding:3px 10px;border-radius:999px}.l-pub{background:#e3f1e6;color:#21653a}.l-tgt{background:#fff1d6;color:#8a5a00}.l-ill{background:#ece8fb;color:#4b3a9a}
.src{font-size:12.5px;color:var(--muted)}.src a{color:#0b7fa0}
.btn{display:inline-block;margin-top:18px;background:var(--navy);color:#fff;text-decoration:none;padding:11px 20px;border-radius:999px;font-weight:600}
.btn:hover{background:#0b7fa0}.btn.off{background:#e7ebf1;color:var(--muted);cursor:default}
.consortium{background:var(--navy);color:#fff;border-radius:14px;padding:30px;margin:10px 0 22px}
.consortium h2{margin:0 0 8px;color:#fff}.consortium p{color:#c8d1df;max-width:780px}.consortium b{color:var(--cyan)}
.note{font-size:13px;color:var(--muted);background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px 18px}
footer{color:var(--muted);font-size:13px;padding:24px 0 40px;text-align:center}
@media(max-width:760px){.grid{grid-template-columns:1fr}.card{padding:20px}.hero p{font-size:16px}}

.sx0{margin-bottom:22px}
.sx1{background:var(--cyan);color:var(--navy)}
.sfi-copy{font-size:12px;opacity:.75;text-align:center;padding:14px 8px}

.modlabel{font-size:14px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin:18px 0 8px}
.mods{display:flex;flex-wrap:wrap;gap:8px}
.mods a{font-size:13px;text-decoration:none;color:var(--navy);border:1px solid var(--line);padding:6px 12px;border-radius:999px;font-weight:600}
.mods a:hover{border-color:var(--cyan);color:#0b7fa0}

.appgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:18px}
.appcard{background:#f8fafc;border:1px solid var(--line);border-radius:12px;padding:18px 18px 20px;scroll-margin-top:16px}
.appcard .tag{font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:#0b8fb3;font-weight:700}
.appcard h3{margin:6px 0 8px;font-size:20px;color:var(--navy)}
.appcard p{margin:0 0 14px;color:#334155;font-size:15px;line-height:1.45}
.appcard .btn{margin-top:2px}
@media (max-width:800px){.appgrid{grid-template-columns:1fr}}

.appcard .roi{margin:14px 0 0;padding:12px 14px}
.appcard .roi h4{margin:0 0 8px;font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:700}
.appcard .roi p{margin:0 0 8px;font-size:13.5px;line-height:1.45}
.appcard .roi p:last-child{margin-bottom:0}
#roi-methodology h3{margin-top:22px}
#roi-methodology .note a,.note a{color:#0b7fa0}